There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While the loan officer at your bank can only offer those products provided by their employer, licensed mortgage professionals send billions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions, offering their clients more choice and access to hundreds of mortgage products not available from bricks-and-mortar lenders! As a result, clients benefit from the trust, confidence, and security of knowing they truly are getting the very best mortgage for which they qualify.

Whether you're purchasing a home for the first time, taking out equity from your property for investment or pleasure, or your current mortgage is simply up for renewal, it's important to make an educated decision based on unbiased and professional advice.