About Us

The Mortgage Centre is Centered on You!

As one of Canada's most established mortgage brokerage networks, we're dedicated to providing you with all the information you need to make a well informed decision on your mortgage financing needs.

Our mortgage specialists update their knowledge of the current market trends, rates, and regulations regularly, allowing them to provide you with sound guidance.

Your time is a precious commodity, and we're experts in taking care of the financing details on your behalf - with your best interest in mind. We shop your mortgage options to a number of leading Canadian financial institutions, many of which Canadians have trusted for generations, and find the mortgage that's best for you. Plus, we have access to broker-only mortgage lenders, which could offer mortgage rates and features that you may not otherwise have access to.

What's more, we'll take your needs and goals into consideration when shopping for your mortgage. We understand that mortgages aren't a one size fits all proposition. Using our exclusive Mortgage Market technology, we're able to factor in a number of lifestyle and financial variables to search for the mortgage that's exactly right for you.

About Tom Insley

I have been in the financial services industry since 1996; I began my career with London Life, became an independent financial services broker in 1999, and earned my Certified Financial Planner™ designation in November 2005.  I joined the mortgage industry in July 2010, and earned my Accredited Mortgage Professional designation in December 2010.

As a former financial planner, I have the skills to integrate your mortgage into your larger overall financial strategy, providing financial resources for home acquisition, cottages, rental properties, investments, retirement planning, education financing and debt consolidation.  As a mortgage specialist, I am committed to helping match people with not only the best possible rate, but the best possible mortgage.

In my personal life, I have been a volunteer with the CHEO Teddy Bear Picnic since 2007, as well as the Relay for Life for the Canadian Cancer Society.   I have chaired committees for the Alzheimer Society, the Ontario March of Dimes and the Canadian Diabetes Association, and am also a two-term president of the Community Association in the village of North Gower (formerly Rideau Township), where I live with my wife and two daughters.

About Capital Mortgages

Capital Mortgages is one of Ontario’s leading real estate mortgage brokerages.  Based in Ottawa, Capital Mortgages was opened in January 1999 by owners and mortgage brokers Richard Morgan and Po and Stefan Krepski.

Capital Mortgages has specialized as a service-oriented brokerage that prides itself on integrity above all else and maintaining a service level second to none in the industry. Our team of mortgage brokers and agents offer seamless solutions for all your mortgage needs whether to purchase a principal residence, a revenue producing property or to refinance existing loans and mortgages.

Our mandate is to offer the best financing products available for your needs. While taking pride in delivering the best possible rate we realize that mortgages today are so much more than rate.

Today’s consumer is looking for optimum mortgage solutions with minimum inconvenience. Solutions that we strive for each and every day by providing knowledge, the ability to reduce borrowing costs, to increase personal wealth by becoming mortgage free sooner and of course peace of mind to all clients of Capital Mortgages.

Our ever increasing number of satisfied clientele is a clear indication that focusing on relationships, ethics, being your personal mortgage broker for life as well as rate is the correct path.